Cover for All Categories of Short Term Insurance Available for the private individual (Limpsure specializes in niche insurance products) • House Owners (Building Structures) • House Holders (Contents) • All Risks Cover (International) • Personal Legal Liability • Motor, including motor cycles, trailers and caravans • 4 X 4 including social ‘off-roading’ • Classic Cars • Small Crafts • Electronic Equipment • Fine Art Collections
One of our key divisions is in the agricultural sector where we are very active in the provision of insurance options to farmers and the agricultural sector as a whole. There are specialized risks involved in such enterprises and our involvement and knowledge in this sector has proven invaluable in dealing with these associated risks. The agricultural community demands a personal and reliable service and we pride ourselves in doing exactly that.
Limpsure use only the best in class in terms of those insurers specializing in each class and the same philosophy continues ensuring that our body corporate clients continue to enjoy the best cover at the best price.
We have a dedicated team with a wealth of experience to render service excellence to our business clients. Our personal approach ensures that we evaluate and underwrite each risk on its merit thereby ensuring that the cover offered is tailor-made to suit the needs of the business owner. Our success is based on the fact that we interact with our clients on a regular basis and that we take a personal interest in their business. Policy cover is reviewed in conjunction with the client at regular intervals.
As a specialist class of business requiring the ability to understand the risks and correct cover required for those in the construction and engineering fields such as contractors, plant hirers and developers, Limpsure is able to assist clients with the correct cover at the best price. Engineering Classes of insurance that Limpsure is able to assist with include: • Contractors All Risks • Plant All Risks • Public Liability (Site Risks) • Electronic Equipment • Machinery Breakdown • Business Interruption following Machinery Breakdown • Deterioration of Stock following Machinery Breakdown
This is a technical class of insurance that everyone is exposed to on a daily basis and as new cases and legislation regularly come to light, it is essential that our clients maintain the correct cover in this regard. Limpsure has access to the best Liability underwriters in the market ensuring that our clients get the right cover at the best price. Liability classes include: • General Liability • Director’s & Officers’ Liability • Employment Practices Liability • Professional Indemnity • Cyber Risks • Top-up Liability
This technical class of insurance requires expert knowledge and sound advice when placing each risk prior to the start of a journey. As placement of risk is often urgent, at Limpsure we have the structures in place so that our clients know that their risks can be placed at short notice without exposing them to unnecessary costs or requirements.
Limpsure prides itself on providing excellent service and sound advice to any client looking to insure their most prized possession. Motor Fleet For our superior clients we are able to provide fleet solutions designed to suit your needs and most importantly – your budget! Moto Traders In collaboration with specialist underwriters, Limpsure has access to a specifically designed product that caters exactly to the Motor Trader industry to offer exceptional cover to the likes of motor dealers, petrol stations, workshops & panel beaters.
Limpsure is one of the best Taxi Insurance Broker in South Africa and we attribute our triumph to the expertise and devotion of our staff. We work hand in hand with the taxi industry at regional level and we have contracted with three underwriting companies, namely Clarendon Transport Underwriters (CTU), Vulindlela Underwriting Management (VUM) and Oakhurst Taxi.
Limpsure understand that each lodge, hotel, restaurant or bed & breakfast insured by us is different and as such we make sure that we understand your uniqueness when placing your cover so that our clients get the best cover at the best price whilst receiving exceptional service. .